Publisher and contact
CreditGuideHub is published by Freddy Pérez. Privacy questions can be addressed through the Contact page. This notice describes the supplied website application; the hosting provider may process technical logs under its own arrangements.
Browsing and technical data
Requests to serve a webpage necessarily disclose technical information such as an IP address to the hosting infrastructure. The application does not create visitor accounts or a database of calculator inputs. Host logs, security processing, and retention depend on the configured hosting service; no fixed retention period is claimed here.
Calculator inputs
The calculators process the values you enter in your browser. The application does not transmit those inputs to a bank, credit bureau, or CreditGuideHub server. Do not enter account numbers or other identifiers. Ordinary browser history, caching, extensions, or device access are outside the application’s control.
Contact messages
In this edition the contact form prepares a draft in your email application. Nothing is submitted to CreditGuideHub by the website itself; you must send the email. The sent message is processed by the email services involved and may be retained to handle your request. Ask about deletion through the Contact page, subject to any applicable preservation requirements. Do not attach private financial records.
Advertising, analytics, and newsletters
This edition does not load Google advertising or Google Analytics scripts, and newsletter signup is not offered. The public AdSense account-verification metadata and ads.txt identify the advertising account without activating ad serving. Before adding analytics, advertising, a subscription service, or a web contact processor, the publisher must update this notice to describe actual processing and implement any required consent.
External websites
Following a source link takes you to another website with its own privacy practices. We do not receive your activity on those websites through these ordinary links. Source links do not imply that their operator endorses CreditGuideHub.
Requests and changes
Use the Contact page for questions about a message you sent or a suspected privacy issue. Do not assume a legal right is waived by this notice. This page should be updated when the site’s actual data practices change.