Financial Tools
Six free, fully interactive calculators. No signup, no email, all calculations happen in your browser.
Credit Utilization Calculator
Calculate overall and per-card utilization ratios. This tool does not predict a credit score.
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Debt Payoff Calculator
Find your payoff timeline and total interest cost for a given balance and monthly payment.
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Loan Payment Calculator
Estimate monthly payments and amortization for a fixed-rate loan without fees.
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Savings Calculator
Project how your savings grow over time with contributions and compound interest.
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Budget Calculator
Compare your monthly spending plan against the 50/30/20 budgeting rule.
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Sinking Funds Calculator
See how much to set aside monthly for expenses you know are coming, like car registration or holiday gifts.
Open calculatorNew: Credit Card Action Planner
Compare avalanche and snowball debt payoff plans, calculate utilization targets, and print a personalized educational scenario. Free and private; no sign-up required.
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