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Savings Calculator

See how a starting balance and regular monthly contributions grow over time with compound interest.

Savings projection

Monthly rate = (1 + APY/100)^(1/12) − 1. Each month, interest is applied first and the contribution is added at month end. Assumes unchanged APY and contributions, with no fees, tax or withdrawals. A projection is not a promised bank offer or investment return.

Check the example: $1,000 initially plus $100 per month for one year at 0% → $2,200, with no interest.

Enter the values, then calculate.

Inputs are processed in this page, not saved or submitted by this calculator. Reloading clears your entries. Results are educational estimates.

Looking for more ways to save? Read Calculate recurring spending reductions.