These Terms of Use ("Terms") govern your access to and use of https://creditguidehub.com (the "Site"), operated by CreditGuideHub. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for lawful, personal, non-commercial purposes. You agree not to misuse the Site, interfere with its normal operation, or attempt to access it using any method other than the interface we provide.

Content and intellectual property

All content on the Site, including articles, graphics, logos, and the underlying tools and calculators, is owned by CreditGuideHub or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written permission, except for personal, non-commercial use with proper attribution.

No professional advice

Educational content only

Content on this Site, including our calculators, is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. See our Disclaimer for full details.

Third-party links

The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked third-party site, and inclusion of a link does not imply endorsement.

Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or that calculator results will be accurate for your specific situation.

Limitation of liability

To the fullest extent permitted by law, CreditGuideHub shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site.

Changes to these Terms

We may revise these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles, unless otherwise required by applicable law in your jurisdiction.

Contact us

Questions about these Terms can be sent to support@creditguidehub.com.