Use of the site
CreditGuideHub is published by Freddy Pérez. You may read the guides and use the calculators for general educational purposes. This site does not create a financial adviser, attorney, lender, or credit-repair relationship.
Limits of the information
Information and calculator results may contain errors or become outdated. A result is conditional on stated assumptions and your inputs. It is not a loan offer, credit score, personalized recommendation, or guarantee. Confirm material facts through official guidance and the relevant agreement.
Responsible use
Do not misuse the site to impersonate others, submit private account records, attempt unauthorized access, or interfere with its operation. Do not represent this content as individualized professional advice.
Content and external references
Our original educational text and diagrams belong to the publishing project, subject to applicable law. External references and trademarks belong to their respective owners. Links are references, not endorsements. Do not imply a government or Google affiliation.
Your rights and questions
Nothing here is intended to exclude rights or obligations that applicable law does not allow to be excluded. Contact the publisher with questions, a correction request, or a rights concern.