Budget Calculator
Enter your income and spending by category to see how your budget compares to the 50/30/20 rule.
Budget Calculator
Compare your spending plan against the 50/30/20 rule: 50% needs, 30% wants, 20% savings & debt payoff.
Total allocated
$4,000
Unallocated
$500
Needs48.9% (target 50%)
Wants22.2% (target 30%)
Savings & debt17.8% (target 20%)
You're allocating less than your income — consider assigning the rest to savings or debt payoff.
Want a deeper framework? Read How to Build a Budget That Actually Works.