CreditGuideHub

Budget Calculator

Enter your income and spending by category to see how your budget compares to the 50/30/20 rule.

Monthly allocation check

Subtract the three allocations from income to find unassigned money or an over-allocation. Include every required payment once. Percentages use income as denominator and cannot be computed when income is zero. The 50/30/20 comparison is a planning lens, not a financial requirement. This worksheet does not check bill dates.

Check the example: $4,500 income minus $2,200 needs, $1,000 wants and $800 saving/debt = $500 unassigned.

Enter the values, then calculate.

Inputs are processed in this page, not saved or submitted by this calculator. Reloading clears your entries. Results are educational estimates.

Want a deeper framework? Read How to Build a Budget That Actually Works.