Cashflow Secrets: Is It Worth It?
A video course on managing and increasing personal cash flow, from the Money Ripples team.
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What it actually is
Cashflow Secrets is a video course focused specifically on cash flow — the money moving in and out of your accounts each month — rather than budgeting in the traditional sense. Where a budget tells you where money should go, this course is built around finding and freeing up money you didn't realize was available, and structuring it so more of it sticks around.
Who it's actually good for
- You already track spending or budget, and want to go further than just categorizing expenses.
- You're specifically trying to improve monthly cash flow, not just cut individual expenses.
- You're comfortable with a video-course format rather than a spreadsheet or app.
Worth knowing before you buy
This is a paid course, priced higher than a simple spreadsheet template, so it makes the most sense if you're past the basics and want a structured approach to cash flow specifically. If you haven't set up a budget at all yet, start there first — our free Budget Calculator and Pay Yourself First guide cover that ground for free before a paid course is worth adding on top.

Cashflow Secrets
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FAQ
Is this the same as a budgeting course?
Not exactly — it's more focused on cash flow specifically (timing and structure of money in and out) than on categorizing spending, which is what most budgeting guides emphasize.
Do I need to budget first before taking this course?
It's not strictly required, but having a basic sense of your income and expenses first will help you get more out of a cash-flow-focused course.